Accident, Sickness and Redundancy

Accident, Sickness and Unemployment Cover is designed to cover your outgoings in the event that you are unable to work due to accident, sickness or involuntary unemployment.

Cover can be tailored to your specific needs and circumstances. Premiums are payable either monthly or annually, which are calculated on the extent and nature of the cover you want. The benefit will be paid for up to 12 or 24 months (subject to policy) or until you are able to return to work if sooner.

Call us today to find out how this simple, affordable cover can help enable you to continue to meet loan payments, essential household bills and allow you to maintain your lifestyle.

We also appreciate that it may be difficult to meet during the day we offer a flexible diary and can also see you at your own home if more convenient.


Mortgage & Protection for Life is a trading style of Paul Carter which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice, the amount will depend on your circumstances, a typical fee would be £295.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered.

It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage-

you should think carefully before securing other debts against your home.

There are other ways to manage debt such as free debt advice charities,

you can find out more by contacting the money advice service:

https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator

these services may be more suitable for you.

Website Terms & Conditions

The Financial Conduct Authority does not regulate most buy to let mortgages.

*Paul Carter acts as a credit broker not a lender