Buying your first home is a special time in everyone’s life and also very exciting. You may only be thinking about it, browsing houses online and researching mortgage options; or maybe you’ve found the home for you and it’s time to get serious.
As a first time buyer, or subsequent buyer, the mortgage process can seem daunting and overwhelming with loads of deals on offer. Our role is to help make this part of the overall house buying process as easy as possible by analysing the options available to make sure you get the best deal for you. We can also liaise with estate agents and solicitors to ensure we take as much of the stresses and strains away from you where possible.
If you’re a First Time Buyer with lots of questions, contact us today for an informal chat and we’ll be happy to help you. You can also meet with one of our Advisors at a time that suits you either at our office or in your home. Call the office today to book an appointment.
Mortgage & Protection for Life is a trading style of Paul Carter which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
There may be a fee for mortgage advice, the amount will depend on your circumstances, a typical fee would be £295.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered.
It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage-
you should think carefully before securing other debts against your home.
There are other ways to manage debt such as free debt advice charities,
you can find out more by contacting the money advice service:
these services may be more suitable for you.
The Financial Conduct Authority does not regulate most buy to let mortgages.
*Paul Carter acts as a credit broker not a lender