Mortgage Advice

We are here to provide expert advice to assist with any of your mortgage needs and with over 30 year’s combined experience in the mortgage and protection market place and we can guide you through the maze of mortgage products available to provide the best solution to meet your needs.

Advice is the cornerstone of what we believe in and therefore we make no excuses for taking the time to understand and assess your situation thoroughly before one of our qualified advisers make a recommendation that is specific for you and your requirements.

At our high street office in Biddulph we have access to state of the art research tools in order to source your mortgage. More importantly we have the experience to be able to look behind the technology to find lenders who have criteria to assist where others are not so willing.

We also appreciate that it may be difficult to meet during the day we offer a flexible diary and can also see you at your own home if more convenient.


Mortgage & Protection for Life is a trading style of Paul Carter which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice, the amount will depend on your circumstances, a typical fee would be £295.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered.

It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage-

you should think carefully before securing other debts against your home.

There are other ways to manage debt such as free debt advice charities,

you can find out more by contacting the money advice service:

https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator

these services may be more suitable for you.

Website Terms & Conditions

The Financial Conduct Authority does not regulate most buy to let mortgages.

*Paul Carter acts as a credit broker not a lender