I was directed to Paul after my initial broker totally messed us about and failed to secure us a mortgage that suited our needs. If you want a service that is upfront, honest and will bend over backwards to get you your results then I would highly suggest you pop in and see these guys.
After experiencing past bad credit, including an IVA, I thought the chance of me getting a mortgage would be extremely difficult and I thought that a life of renting was ahead of me. I tried different mortgage brokers and explained my situation, but as soon as I mentioned “IVA”, they told me I had no chance. Then someone recommended Paul Carter to me…this is when things changed. Paul was very professional and helpful, and he certainly didn’t shy away from the challenge that I gave him of finding me a mortgage. He tried his very best and kept me up to date throughout the whole process. Thanks to Paul’s hard work and efforts, I now have a mortgage and I am settled in my own home. Without Paul, I can honestly say this would not have been possible and I would certainly recommend him to anyone looking for a mortgage.
Paul was highly recommended to us, which is why we went ahead and used him for our mortgage, as we were first time buyers we had no clue of the process. Paul explained absolutely everything to us and our options, he made us feel totally at ease from the moment we met him. It turned out we weren’t the easiest of customers, but Paul went above and beyond to get us the best deal out there, far better than we could have imagined actually! Nothing was to much trouble, he was always at the other end of the phone if we had any queries. Everything ran smoothly and we were in our very first family home within 6 weeks, not only did he get us the best mortgage,he also got us great life cover. Again we weren’t the easiest customers, but he pulled it off again! and got the cover we specifically asked for, we really couldn’t recommended Paul enough! We would never use anybody else now we’ve found this golden guy.
‘I have now used the services of Mortgage and Protection for life twice and have found them to be extremely professional both times. They are able to explain each step of the process in detail as well as guide you through the requirements in order to obtain the most efficient outcome. Paul tirelessly works hard to achieve the best deal for his clients and is someone that provides excellent advice. I will definitely be using the company’s services again.’
We approached Paul on the purchase of our new house to assist with our financial affairs and were very satisfied with the service we received, every question asked was answered in full detail and clear from Paul from the first instance. When he went through our consultation he made us feel at ease completely and there was never a rush to complete anything, all was completed in our own time with full support from Paul. Following a re-mortgage Paul stuck to his word and continued to give us his full support throughout the process. Very very please and satisfied with the service we receive, highly recommended.
Paul has been our financial advisor for a few years and now we wouldn’t consider anyone else. He has a good understanding of the financial climate and helped us to make well informed decisions about financial products. Paul is approachable and very easy to communicate with, also he kept us posted every step of the way.
Sal and Martin
Colin and Paul at mortgage protection helped me secure our dream starter home. They are a fantastic pair both individually and when working together. We have been client’s of their for two years now and even after all that time they still know exactly who we are when we call up for advice. They are always at the end of the phone if required also you can just nip in the office without any trouble. Both Paul and Colin treat us with respect like a member of their families. We have gone on to recommend them to many and will continue in the future. Great people who do a great job!!!
Hannah and Ant
Colin Booth has been our mortgage advisor for over 10 years , Colin and all at Mortgage and Protection are the most honest, professional and trustworthy people I know. We’ve recommended Colin and the company to friends and family and have used them for mortgage and finance advice who agree that they always get the best for all their clients.
Michelle and Gareth Butler
Fantastic service! Would recommend to anyone.
It has been a pleasure dealing with Paul and I feel I have received very good and clear advice. I have found that Paul has a lot of knowledge of the various products available and has been extremely conscientious when finding the right product to best suit my needs. I have already recommended Paul to friends and will continue using his advice myself in the future.
Paul was a great help and made a stressful time manageable. He was always on the end of a phone or easy to see if we needed any questions answered. I would definitely recommend Paul Carter’s services to family and friends.
Good clear advice. Very happy with the service provided. Would be happy to recommend. Good local service.
Excellent service again, very happy, thank you.
That’s the way it’s meant to be done. So easy and effective!
Myself and Emma cannot thank Colin enough for his great work, help and advice. We would thoroughly and quite happily recommend him to anybody. 5 star service all around, thank you again Colin.
This is the second time we have used Paul to help us with our buy to let mortgage arrangements and I can honestly say, we won’t be using anyone else in the future! Polite, considerate and all his advice is crystal clear and all suited to our needs.
Great help! As first time buyers we didn’t have a clue on everything that was needed and Paul set up everything for us. Finding cheap but good quotes. Could get in touch with him all the time and kept in touch to keep us up to date with progress making it a stress free move. Would 100% recommend anyone to use them.
Easy to do business with, great customer service experience.
Paul helped us to make what we thought was impossible possible. So pleased we were able to keep my current home to use as a buy to let whilst buying our new home together.
Mortgage & Protection for Life is a trading style of Paul Carter which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
There may be a fee for mortgage advice, the amount will depend on your circumstances, a typical fee would be £295.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered.
It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage-
you should think carefully before securing other debts against your home.
There are other ways to manage debt such as free debt advice charities,
you can find out more by contacting the money advice service:
these services may be more suitable for you.
The Financial Conduct Authority does not regulate most buy to let mortgages.
*Paul Carter acts as a credit broker not a lender